insurance, billing and payments

West Tennessee Bone & Joint Clinic, P.C. is in contract with most major health plans and insurance. Our physicians accept Medicare assignment, therefore, they are participating Medicare providers.

We will submit the necessary forms to your insurance carrier. Most insurance contracts, however, involve deductibles and/or percentage allowances. Because the entire bill is seldom covered in full, responsibility for payment rests with the patient being treated or the parent/guardian. Should we receive any payment that exceeds your balance due, the excess will be refunded to you.
• AARPAetna • Allegiant • Anthem Blue Cross Blue Shield • Cigna • Coventry • Humana • Magellan Health • TriWest Healthcare Alliance • Tricare • United Health Care

Payment is expected at the time of service unless other arrangements are made. Payment may be made by cash, check, money-order, MasterCard, Visa, Discover or American Express. We also accept Care Credit as a form of payment.


Feel free to call one of our experienced Insurance Specialists at (731) 410-2305.

Or, you may submit your question using our online billing inquiry form below. We will respond to your question as quickly as possible.